I found this article written by Mike over at mybusinesscreditblog.com
Getting an 80 paydex score (a perfect business credit rating) is getting harder and harder but this is actually the first key to building business credit. Clients have been emailing and calling me constantly to figure out how they can get an 80 paydex score in a shorter time and we have been compiling some information on the quickest way to get the 80 paydex and this is what we have come up with.
The best resource on the page are the 4 links to companies which are known to report to Dunn and Bradstreet quickly, and offer Net30 terms.
The following table contains D&B’s description for each of the PAYDEX score levels. As you can see, 80 means prompt, which is good enough to get just about any line of credit or credit card you would need for your business.
| D&B Score Interpretation Table | |||||
| D&B PAYDEX Score | Payment Habit | ||||
| 100 | Anticipate | ||||
| 90 | Discount | ||||
| 80 | Prompt | ||||
| 70 | 15 days beyond terms | ||||
| 60 | 22 days beyond terms | ||||
| 50 | 30 days beyond terms | ||||
| 40 | 60 days beyond terms | ||||
| 30 | 90 days beyond terms | ||||
| 20 | 120 days beyond terms | ||||
| UN | Unavailable | ||||
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